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Why Are Baniyas Rich? Timeless Lessons from the Baniya Community

Posted on 24 November 2024 by Saroj Singh

Why Are Baniyas Rich? When it comes to managing money and building wealth, there’s a lot to learn from India’s Baniya community. Known for their exceptional business acumen, the Baniyas have mastered…

Why Looking Poor Is Important?

Posted on 23 November 20246 December 2024 by Saroj Singh

Why Looking Poor Is Important in a World Obsessed with Appearances In a world where appearances often dictate perceptions, the idea of deliberately looking “poor” might seem counterintuitive. Yet, in many contexts,…

Understanding The 40% EMI Rule: Maximum EMI As Percent Of Income For Personal Loan

Posted on 22 April 202415 September 2024 by Saroj Singh

Introduction: The 40% EMI Rule is a simple but important guideline for managing your loan payments. It says that your monthly loan payment (called EMI) should be no more than 40% of…

The 6X Emergency Rule: Live life tension free in 2024

Posted on 25 March 2024 by Saroj Singh

Introduction: In the realm of personal finance, unforeseen circumstances can often disrupt even the most meticulously crafted plans. Whether it’s sudden medical expenses, unexpected home repairs, or job loss, having a robust…

Top 10 stocks for passive income in india 2024

Posted on 24 March 2024 by Saroj Singh

Introduction: In the fast-paced world of investing, finding avenues for passive income is like discovering hidden treasures. With the Indian stock market offering numerous opportunities, selecting the right stocks can be a…

Quant Mutual Funds: A Smart Investor’s Guide

Posted on 22 March 202423 March 2024 by Saroj Singh

Introduction In the rapidly evolving world of investment, Quant Mutual Funds are emerging as a beacon for savvy investors looking to diversify their portfolios and tap into the potential of algorithm-driven strategies….

1st Week Rule: A Key to Financial Discipline in Investing

Posted on 15 March 2024 by Saroj Singh

Introduction: In the quest for financial freedom and stability, one often encounters various strategies and rules aimed at achieving disciplined saving and investing habits. Among these, the “1st Week Rule” stands out…

10 Compelling Reasons to Add Small Cap Stocks to Your Investment Portfolio in 2024

Posted on 8 March 202414 March 2024 by Saroj Singh

Introduction: In the world of investing, small cap stocks often occupy a special place. These stocks represent opportunities for investors to tap into the growth potential of emerging companies and industries. While…

Future of P2P Lending in India in 2024: Opportunities and Challenges

Posted on 27 February 2024 by Saroj Singh

Introduction: As technology continues to reshape the financial landscape, peer-to-peer lending (P2P lending) has emerged as a disruptive force in India’s financial sector. In 2024, P2P lending platforms are poised to play…

Relative Strength Index (RSI): Understanding And Applications Of RSI

Posted on 25 February 202410 March 2024 by Saroj Singh

Introduction In the fast-paced world of finance and investment, having a firm grasp of technical analysis tools can be the key to unlocking profitable opportunities. One such tool that has garnered widespread…

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