Saroj Singh 
Why Looking Poor Is Important in a World Obsessed with Appearances In a world where appearances often dictate perceptions, the idea of deliberately looking “poor” might seem counterintuitive. Yet, in many contexts, adopting a modest or understated look can carry surprising benefits—both practical and philosophical. Here’s why embracing simplicity, even to the point of “looking
Introduction: The 40% EMI Rule is a simple but important guideline for managing your loan payments. It says that your monthly loan payment (called EMI) should be no more than 40% of what you bring home after taxes. This rule is really helpful for keeping your finances in check and avoiding too much stress. When
Introduction: In the realm of personal finance, unforeseen circumstances can often disrupt even the most meticulously crafted plans. Whether it’s sudden medical expenses, unexpected home repairs, or job loss, having a robust emergency fund is crucial for weathering life’s storms. In this guide, we introduce you to the “6X Emergency Rule,” a simple yet powerful
Introduction: In the fast-paced world of investing, finding avenues for passive income is like discovering hidden treasures. With the Indian stock market offering numerous opportunities, selecting the right stocks can be a game-changer for those seeking to build wealth effortlessly. In this guide, we unveil the top 10 stocks for passive income in India for
Introduction In the rapidly evolving world of investment, Quant Mutual Funds are emerging as a beacon for savvy investors looking to diversify their portfolios and tap into the potential of algorithm-driven strategies. These innovative funds utilize quantitative analysis, relying on complex mathematical models and computer algorithms to predict market trends and make investment decisions. As
Introduction: In the quest for financial freedom and stability, one often encounters various strategies and rules aimed at achieving disciplined saving and investing habits. Among these, the “1st Week Rule” stands out as a simple yet powerful principle advocated by personal finance experts. This rule emphasizes allocating a portion of income for savings and investment
Introduction: In the world of investing, small cap stocks often occupy a special place. These stocks represent opportunities for investors to tap into the growth potential of emerging companies and industries. While small cap stocks come with their own set of risks, they also offer unique advantages that can enhance a well-diversified investment portfolio. In
Introduction: As technology continues to reshape the financial landscape, peer-to-peer lending (P2P lending) has emerged as a disruptive force in India’s financial sector. In 2024, P2P lending platforms are poised to play a significant role in shaping the borrowing and lending landscape of the country. This blog delves into the current state of P2P lending
Introduction In the fast-paced world of finance and investment, having a firm grasp of technical analysis tools can be the key to unlocking profitable opportunities. One such tool that has garnered widespread attention and acclaim among traders and investors alike is the Relative Strength Index (RSI). In this definitive guide, we’ll delve into the nuances
Introduction In the world of finance, understanding key performance indicators is essential for evaluating the health and profitability of a company. Two such metrics that play a crucial role in assessing a company’s financial performance are Return on Capital Employed (ROCE) and Return on Equity (ROE). In this blog post, we’ll delve into what ROCE