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Tag: saving

7 Jewish Money Principles That Could Transform Your Financial Life And NEVER Be Broke Again

Posted on 26 June 2025 by Saroj Singh

7 Jewish Money Principles That Could Transform Your Financial Life Meta Description: Discover the timeless Jewish money principles that have built generational wealth for centuries. Learn how to apply these 7 Jewish…

Don’t Keep Money In Bank Instead Invest In These 8 Assets

Posted on 4 December 2024 by Saroj Singh

Don’t Keep Money In Bank: Why Saving in Banks Alone Won’t Make You Wealthy – The Art of Building Assets For generations, Indians have been taught that saving money in banks is…

Understanding The 40% EMI Rule: Maximum EMI As Percent Of Income For Personal Loan

Posted on 22 April 202415 September 2024 by Saroj Singh

Introduction: The 40% EMI Rule is a simple but important guideline for managing your loan payments. It says that your monthly loan payment (called EMI) should be no more than 40% of…

The 6X Emergency Rule: Live life tension free in 2024

Posted on 25 March 2024 by Saroj Singh

Introduction: In the realm of personal finance, unforeseen circumstances can often disrupt even the most meticulously crafted plans. Whether it’s sudden medical expenses, unexpected home repairs, or job loss, having a robust…

1st Week Rule: A Key to Financial Discipline in Investing

Posted on 15 March 2024 by Saroj Singh

Introduction: In the quest for financial freedom and stability, one often encounters various strategies and rules aimed at achieving disciplined saving and investing habits. Among these, the “1st Week Rule” stands out…

Mastering Your Finances with the 5 Jar Method of Budgeting

Posted on 15 February 202415 September 2024 by Saroj Singh

Introduction: In the realm of personal finance, navigating the maze of budgeting techniques and financial planning methods can be daunting. However, amidst the plethora of options, the 5 Jar Method of Budgeting…

The Richest Man In Babylon: Applying the Seven Cures of a Lean Purse to Achieve Financial Freedom

Posted on 22 May 202323 May 2023 by Saroj Singh

In George S. Clason’s timeless classic, “The Richest Man In Babylon,” readers are taken on a journey to the ancient city of Babylon, where the secrets of wealth and financial success are…

Expecting the Unexpected: The Importance of Building an Emergency Fund

Posted on 8 May 202323 May 2023 by Saroj Singh

No one knows what the future holds, and unexpected events can happen at any time. Whether it’s a sudden job loss, unexpected medical expense, or a major car repair, having an emergency…

Demystifying Debt Funds in India: Understanding the Basics and Benefits

Posted on 7 May 202317 May 2023 by Saroj Singh

When it comes to investing in mutual funds, equity funds tend to grab the limelight due to their potential for high returns. However, debt funds are also a popular investment option in…

Understanding Provident Fund (PF): A Comprehensive Guide to Retirement Savings

Posted on 4 May 202316 May 2023 by Saroj Singh

Provident Fund (PF) is a retirement savings scheme that is mandated by the government of India for all employees. The scheme is designed to provide financial security to employees after retirement. In…

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