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Tag: retirement

7 Japanese Techniques to Stop Overthinking

Posted on 26 November 2024 by Saroj Singh

7 Japanese Techniques to Stop Overthinking and Embrace Inner Peace Overthinking is one of the most common problems of modern life. It clouds our judgment, hampers productivity, and negatively impacts our mental…

How to Save Lakhs on Your Home Loan

Posted on 25 November 202416 April 2025 by Saroj Singh

How to Save Lakhs on Your Home Loan: A True Story and Smart Tips Buying a home is a dream for many, but understanding the financial journey of a home loan can…

The Richest Man In Babylon: Applying the Seven Cures of a Lean Purse to Achieve Financial Freedom

Posted on 22 May 202323 May 2023 by Saroj Singh

In George S. Clason’s timeless classic, “The Richest Man In Babylon,” readers are taken on a journey to the ancient city of Babylon, where the secrets of wealth and financial success are…

Expecting the Unexpected: The Importance of Building an Emergency Fund

Posted on 8 May 202323 May 2023 by Saroj Singh

No one knows what the future holds, and unexpected events can happen at any time. Whether it’s a sudden job loss, unexpected medical expense, or a major car repair, having an emergency…

Understanding Provident Fund (PF): A Comprehensive Guide to Retirement Savings

Posted on 4 May 202316 May 2023 by Saroj Singh

Provident Fund (PF) is a retirement savings scheme that is mandated by the government of India for all employees. The scheme is designed to provide financial security to employees after retirement. In…

Fixed Income Investments in India

Posted on 3 May 202313 May 2023 by Saroj Singh

Fixed income investments are an important aspect of any investment portfolio. They offer stable returns and relatively low risk, making them an ideal investment for those who seek to preserve their capital…

Sukanya Samriddhi Yojana (SSY)

Posted on 1 May 202314 May 2023 by Saroj Singh

Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme aimed at promoting the welfare of the girl child in India. The scheme was launched in 2015 under the Beti Bachao, Beti Padhao…

PPF – Public Provident Fund

Posted on 30 April 202314 May 2023 by Saroj Singh

Investing in a PPF or Public Provident Fund is one of the safest and most popular ways to save money for the long-term in India. It is a government-backed scheme that offers…

Everything to know about National Pension Scheme (NPS)

Posted on 27 April 202314 May 2023 by Saroj Singh

The National Pension Scheme (NPS) is a voluntary, contribution-based retirement savings scheme launched by the Government of India in 2004. The scheme was introduced to provide a sustainable and long-term solution for…

Using the Rule of 72 to Estimate Investment Returns

Posted on 26 April 202317 May 2023 by Saroj Singh

Investing is a great way to grow your wealth over time. However, it can be difficult to estimate the returns on your investments. This is where the Rule of 72 comes in…

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