7 Japanese Techniques to Stop Overthinking and Embrace Inner Peace Overthinking is one of the most common problems of modern life. It clouds our judgment, hampers productivity, and negatively impacts our mental health. Imagine holding a glass of water for a few minutes—it feels light and easy. But as time passes, the glass feels heavier,
How to Save Lakhs on Your Home Loan: A True Story and Smart Tips Buying a home is a dream for many, but understanding the financial journey of a home loan can make a significant difference in the amount you save. If you’re like most people, the complexities of interest rates and EMIs may feel
In George S. Clason’s timeless classic, “The Richest Man In Babylon,” readers are taken on a journey to the ancient city of Babylon, where the secrets of wealth and financial success are revealed. This insightful book offers valuable lessons that are as applicable today as they were when they were first written. At the heart
No one knows what the future holds, and unexpected events can happen at any time. Whether it’s a sudden job loss, unexpected medical expense, or a major car repair, having an emergency fund can provide you with a safety net to help weather financial storms. In this blog post, we will discuss the importance of
Provident Fund (PF) is a retirement savings scheme that is mandated by the government of India for all employees. The scheme is designed to provide financial security to employees after retirement. In this scheme, a portion of the employee’s salary is deducted and contributed towards the fund, and the employer also contributes a matching amount.
Fixed income investments are an important aspect of any investment portfolio. They offer stable returns and relatively low risk, making them an ideal investment for those who seek to preserve their capital and generate regular income. In India, fixed income investments have been traditionally popular due to their perceived safety and reliability. Fixed income investments
Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme aimed at promoting the welfare of the girl child in India. The scheme was launched in 2015 under the Beti Bachao, Beti Padhao campaign, and offers an attractive interest rate, tax benefits, and a long-term savings option for parents/guardians looking to secure the future of their
Investing in a PPF or Public Provident Fund is one of the safest and most popular ways to save money for the long-term in India. It is a government-backed scheme that offers an attractive interest rate and tax benefits, making it an ideal investment option for individuals who want to save for their future financial
The National Pension Scheme (NPS) is a voluntary, contribution-based retirement savings scheme launched by the Government of India in 2004. The scheme was introduced to provide a sustainable and long-term solution for the retirement needs of citizens of India. Under the NPS, individuals can contribute regularly towards their retirement and build a corpus over time.
Investing is a great way to grow your wealth over time. However, it can be difficult to estimate the returns on your investments. This is where the Rule of 72 comes in handy. In this blog post, we will explore what the Rule of 72 is and how it can help you estimate investment returns.