RICH Indian farmers pay ZERO income tax: Should Agricultural Income Be Taxed in India? India’s middle class often feels the pinch of taxation, especially as discussions around the country’s budget and tax…
Category: Savings & Retirements
The “Savings & Retirements” blog category is your guide to financial security and retirement planning. Explore practical tips on budgeting, smart saving strategies, and investment options to build a robust retirement fund. From navigating pension plans to understanding long-term savings, this category empowers readers to make informed decisions for a secure and fulfilling retirement.
Pay All Your Debt With These 7 Powerful Strategies
From Debt to Financial Freedom: Pay All Your Debt With These 7 Powerful Strategies Personal finance can feel like an uphill battle, especially when you’re starting from scratch or buried under a…
How to Get Rich on a ₹50,000 Salary
How to Get Rich on a ₹50,000 Salary Getting rich on a modest salary like ₹50,000 may seem challenging, but it’s absolutely achievable with smart planning, disciplined saving, and strategic investments. Many…
No Interest Home Loans? Smart Investing & Borrowing Explained
No Interest Home Loans? How to Make Your Home Loan Practically Free: A Step-by-Step Guide A home loan can seem like a financial burden, but what if there was a way to…
7 Japanese Techniques to Stop Overthinking
7 Japanese Techniques to Stop Overthinking and Embrace Inner Peace Overthinking is one of the most common problems of modern life. It clouds our judgment, hampers productivity, and negatively impacts our mental…
How to Save Lakhs on Your Home Loan
How to Save Lakhs on Your Home Loan: A True Story and Smart Tips Buying a home is a dream for many, but understanding the financial journey of a home loan can…
Why Are Baniyas Rich? Timeless Lessons from the Baniya Community
Why Are Baniyas Rich? When it comes to managing money and building wealth, there’s a lot to learn from India’s Baniya community. Known for their exceptional business acumen, the Baniyas have mastered…
Why Looking Poor Is Important?
Why Looking Poor Is Important in a World Obsessed with Appearances In a world where appearances often dictate perceptions, the idea of deliberately looking “poor” might seem counterintuitive. Yet, in many contexts,…
Understanding The 40% EMI Rule: Maximum EMI As Percent Of Income For Personal Loan
Introduction: The 40% EMI Rule is a simple but important guideline for managing your loan payments. It says that your monthly loan payment (called EMI) should be no more than 40% of…
The 6X Emergency Rule: Live life tension free in 2024
Introduction: In the realm of personal finance, unforeseen circumstances can often disrupt even the most meticulously crafted plans. Whether it’s sudden medical expenses, unexpected home repairs, or job loss, having a robust…