Saroj Singh 
How to Buy Luxury Car Free – Let the Stock Market Pay for It Hi folks! Imagine cruising in a shiny new Mercedes. Tempting, right? Okay, fine, I’ll admit—I didn’t buy one. In fact, I’m not a fan of owning luxury cars. My office is just a kilometer away, and it doesn’t make sense for
RICH Indian farmers pay ZERO income tax: Should Agricultural Income Be Taxed in India? India’s middle class often feels the pinch of taxation, especially as discussions around the country’s budget and tax reforms dominate public discourse. One recurring question is: why is agricultural income tax-free, even for RICH Indian farmers? With only 2% of India’s
From Debt to Financial Freedom: Pay All Your Debt With These 7 Powerful Strategies Personal finance can feel like an uphill battle, especially when you’re starting from scratch or buried under a mountain of debt. This journey to financial freedom is a testament to resilience, strategy, and the power of focusing on assets over liabilities.
‘OTP stopped coming..’ : Upcoming Changes from December 1, 2024 – What You Need to Know As November draws to a close and December brings the chill of winter, significant changes are set to take effect from December 1, 2024. These updates, ranging from credit card rules to LPG prices, could directly impact your wallet.
How to Get Rich on a ₹50,000 Salary Getting rich on a modest salary like ₹50,000 may seem challenging, but it’s absolutely achievable with smart planning, disciplined saving, and strategic investments. Many people make mistakes along the way, but as the saying goes, “Every mistake is an opportunity to learn.” Here’s a guide to help
No Interest Home Loans? How to Make Your Home Loan Practically Free: A Step-by-Step Guide A home loan can seem like a financial burden, but what if there was a way to make it practically free? This concept isn’t about avoiding payments but rather offsetting the costs through tax benefits and smart investments. Here’s how
Averaging vs. Pyramiding: The Smarter Way to Invest in Stocks Investing in the stock market can be tricky, especially when prices start falling. Many investors rely on a common strategy called averaging, where they buy more of a stock as its price declines, aiming to reduce the average purchase cost. While this approach may seem
7 Japanese Techniques to Stop Overthinking and Embrace Inner Peace Overthinking is one of the most common problems of modern life. It clouds our judgment, hampers productivity, and negatively impacts our mental health. Imagine holding a glass of water for a few minutes—it feels light and easy. But as time passes, the glass feels heavier,
How to Save Lakhs on Your Home Loan: A True Story and Smart Tips Buying a home is a dream for many, but understanding the financial journey of a home loan can make a significant difference in the amount you save. If you’re like most people, the complexities of interest rates and EMIs may feel
Why Are Baniyas Rich? When it comes to managing money and building wealth, there’s a lot to learn from India’s Baniya community. Known for their exceptional business acumen, the Baniyas have mastered the art of making money work for them, often turning even the most challenging situations into profitable opportunities. Mastering Personal Finance: Timeless Lessons